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The trader's prediction wallet

Know how money reaches a prediction wallet and how it gets back out, so your desk can talk a trader through funding.

Every trader who uses Predictions has a prediction account with its own wallet. It is always in USD, it is separate from their trading accounts, and contracts are bought and settled there and nowhere else.

Watch the journey end to end

The funding a prediction wallet walkthrough shows this from the trader's side, start to finish.

Money moves by transfer, never by deposit

There is no separate deposit into a prediction wallet, and no way for your team to credit one from the Predictions screens. Money reaches it only by the trader transferring their own money in from one of their trading accounts, and it leaves the same way.

The wallet itself is created the first time a trader funds it. Until then their figures read Not funded yet rather than a set of zeros, and moving money out is refused with a note explaining that the wallet is created on first funding.

Making a transfer

From the Predictions section, the trader opens their wallet — the transfer button sits with the Cash / Committed / Potential payout figures — and:

  1. Chooses the direction: Add to Predictions or Move to trading.
  2. Picks the trading account on the other end. It is the From account on the way in and the To account on the way out.
  3. Enters the Amount, or taps Max.
  4. Submits. The receipt states the new prediction-wallet figure and the trading account's new balance, so there are never two numbers to reconcile.

Which accounts qualify

Only accounts that can actually hold the transfer are offered:

  • Live accounts only. A practice account cannot fund Predictions.
  • USD only. The wallet is a USD wallet and nothing in the prediction money path converts currency, so a trader with no USD account is told they need one before they can begin.

An externally managed trading account cannot move money into Predictions. It is still listed, and the transfer is refused with an explanation if one is tried.

Margin in use cannot be moved

On the way in, the ceiling is the account's free margin — its balance less the margin held against open positions and orders — not its balance. That is why the amount offered can be lower than the balance the trader sees elsewhere, and the form says so.

What the figures mean

While the Predictions section is open, the account figures at the top of the screen describe the prediction wallet rather than the trading account:

  • Cash — what a new purchase could spend.
  • Committed — what is already tied up in open contracts.
  • Potential payout — what those contracts would pay if every one of them came good.

Things worth knowing at the desk

  • A repeated transfer never doubles. If a trader submits twice — a tapped button, a flaky connection — the platform recognizes the repeat and tells them it had already gone through. The money moves exactly once.
  • Withdrawals keep working when selling is paused. A hold on new buying never traps a trader's money; moving money back to a trading account is unaffected.
  • A read-only session cannot move money. A trader being viewed by an operator sees the form, and it says the session cannot move money.
  • A transfer is undone with an opposite transfer. Each transfer appears in the monetary transactions list as a pair of matching entries, one on each side. Cancelling one of them on its own is refused, and the message points to the transfer's other side: cancelling half a transfer would leave the two sides disagreeing about the same money. To reverse one, make the opposite transfer. See Approve, reject, and cancel transactions.